Looking for space, location, and room to build equity? This 4 bedroom, 3.5 bath Ridgecrest townhome is walking distance to Downtown Belmont and Historic Downtown Charlottesville, with shopping, dining, and entertainment close by. Seller incentives available: The seller will consider a contribution toward an interest-rate buydown with an acceptable offer, plus a home warranty for added peace of mind after closing. Ask your lender how these could lower your monthly payment. The finished basement suite has its own kitchenette, bedroom, bathroom, and private entrance. Rare find in Ridgecrest, and fantastic for guests, extended family, or rental income. Upstairs, the main level flows easily to a back deck with a mountain view over green backyard space. Get outside in minutes: the Rivanna River, Riverview Park, the Saunders-Monticello Trail, and Biscuit Run Park are all nearby. UVA Grounds and the Medical Center are within three miles, with I-64 and public transit close by. Recent updates include a new water heater (2022) and all-new toilet systems (2025). With solid bones, a flexible layout, and room to add your own cosmetic touches, this is great for first-time buyers and investors looking to build equity.