Welcome to 308-A Carlton Rd, nestled in the sought-after Belmont neighborhood, this versatile 4-bedroom, 2.5-bathroom home presents a rare opportunity for homeowners and investors alike. The property offers exceptional flexibility, live upstairs and rent out the fully furnished basement unit, or capitalize on both levels as separate rental income streams. Upstairs, you'll find beautifully maintained hardwood floors flowing throughout spacious rooms that invite natural light and comfortable living. The primary bedroom boasts a generous oversized closet, offering the kind of storage space that makes everyday living effortless. The finished basement functions as a self-contained unit, move-in ready and waiting for its next tenant. Location elevates this home even further. Meade Park sits just minutes away for morning outings, while the iconic Downtown Mall and its vibrant dining and shopping scene are a short distance down the road. Convenient access to the Downtown Transit Station, Wegmans, and the Charlottesville Amtrak station keeps you connected. The University of Virginia campus is also nearby, capitalizing on strong rental demand. Don't miss this dual-income gem in one of Charlottesville's most desirable neighborhoods!