Opportunity for owner-occupants seeking a duplex with rental income potential in Charlottesville's Martha Jefferson / Locust area. Live in one residence while leasing the other to help offset ownership costs. Also available as a sole investment property (non-owner occupied). Each side of this side-by-side duplex offers 3 bedrooms and 1.5 baths with approximately 1,320 finished square feet per unit, along with separate entrances, utilities, and individual paved driveways for off-street parking. Unit-A has been updated with luxury vinyl plank flooring, modern kitchen cabinetry, stainless appliances, and refreshed finishes, while Unit-B offers a comfortable layout with opportunity for future improvements. Both units feature traditional floor plans with living and dining spaces, kitchens with rear patio access, and three bedrooms upstairs. The property also includes a deep backyard with mature trees, providing outdoor space that is uncommon for many city properties. Conveniently located near downtown Charlottesville, the University of Virginia area, and major employment centers. Ideal for those seeking a primary residence with rental income, multi-generational living, or long-term investment potential.